- Increasing softness in the external environment impacting consumer credit more broadly
- Impacts of some one-off issues with third-party payment processing
- Speed of interest rate increases impacting ANZ performance
Zip Co Limited
Greenhouse gas emissions & sustainability report data
Figures are as stated in the company's own report and may use different boundaries, units or methods (for example market-based vs location-based Scope 2), so compare with care.
๐ Emissions by Report Period
| Report period | Headline emissions figure reported |
|---|---|
| 2024 | 23.1K tCO2e/year |
| 2023 | 26.8K tCO2e |
Each row is the headline figure extracted from a different report; scope coverage and methodology can change between years.
โ Reported Environmental Achievements
- Renewed climate neutral company certification with South Pole for emissions produced in FY22
๐ฏ Climate & Sustainability Targets
๐ Short-term
- Group cash EBTDA pro๏ฌtable during 1H24
๐ Medium-term
- Positive Group cash EBTDA for 2H24
- Increased revenue margin from new products 8.0 - 9.0 (previously 7.0 - 7.5)
- Manage net bad debts to optimise transaction margins
- Increase in interest costs re๏ฌects lift in base rates 5.0 - 6.0 (previously 4.0 - 4.5)
- Balancing TTV growth and transaction margins 3.0 - 4.0 (previously 2.5 - 3.0)
๐ฑ ESG Focus Areas
Responsible lendingCyber-security & financial crimeDiversity, Equity, and Inclusion (DEI) & employee wellbeingEnvironmental sustainability