- Economic downturn due to the war in Ukraine, high inflation, and rising interest rates
- Decreased activity in the housing market
- Increased number of customers facing financial difficulties
- Transition to new mobile and online banking and MitID caused customer frustration and increased inquiries
Lån & Spar Bank A/S
Greenhouse gas emissions & sustainability report data
In its 2022 reporting, Lån & Spar Bank A/S disclosed greenhouse gas emissions of 301 tons (2022). Figures are as stated in the company's own report and may use different boundaries, units or methods (for example market-based vs location-based Scope 2), so compare with care.
GHG Emissions
301 tons (2022)
2022
Renewable Energy
100%
of total energy
Energy Use
832 MWh/year (2022)
2022
✅ Reported Environmental Achievements
- Reduced CO2 emissions (details in sustainability report)
- Increased use of renewable energy (100% wind power)
- Reduced paper consumption by approximately 7% in 2022
- Increased online/phone meetings (73% of meetings)
🎯 Climate & Sustainability Targets
🔜 Short-term
- Improve customer satisfaction
- Expand offerings of sustainable products and advice
- Strengthen gender balance in leadership (60/40 by 2023)
📅 Medium-term
- Become a CO2-neutral bank by 2030
🌱 ESG Focus Areas
Environment and ClimateSocial ResponsibilityGood Governance