- Data quality for scope 3 emissions of investments is a challenge
- Improvement of energy labels in the mortgage portfolio is slower than hoped due to homeowners only updating energy labels upon selling
- Insufficient up-to-date consumption data and data around the current sustainability status of homes for accurate mortgage portfolio forecasting
Achmea B.V.
Greenhouse gas emissions & sustainability report data
In its 2024 reporting, Achmea B.V. disclosed greenhouse gas emissions of 24.9 kton CO2e (2023, business operations). By scope: Scope 1: 5.8 kton CO2e (2023, business operations); Scope 2: 7.4 kton CO2e (2023, business operations); Scope 3: 8.5 kton CO2e (2023, business operations). Figures are as stated in the company's own report and may use different boundaries, units or methods (for example market-based vs location-based Scope 2), so compare with care.
GHG Emissions
24.9 kton CO2e (2023, business operations)
2024
Waste
405.0K kg (2023 business operations)
2024
Energy Use
18.3M kWh (2023 business operations)
2024
📊 Emissions by Scope (2024)
| Scope | What it covers | Reported value |
|---|---|---|
| Scope 1 | Direct emissions from sources the company owns or controls (fuel combustion, company vehicles, process and fugitive emissions). | 5.8 kton CO2e (2023, business operations) |
| Scope 2 | Indirect emissions from purchased electricity, steam, heat and cooling. | 7.4 kton CO2e (2023, business operations) |
| Scope 3 | Other indirect emissions across the value chain (purchased goods, business travel, use of sold products, etc.). | 8.5 kton CO2e (2023, business operations) |
New to scopes? Read Scope 1, 2 and 3 emissions explained and market-based vs location-based Scope 2.
📈 Emissions by Report Period
| Report period | Headline emissions figure reported |
|---|---|
| 2024 | 24.9 kton CO2e (2023, business operations) |
| 2023 | 23.5 kton CO2e (2022) |
Each row is the headline figure extracted from a different report; scope coverage and methodology can change between years.
✅ Reported Environmental Achievements
- 51% reduction in CO₂ emissions from business operations compared to 2019 (by end of 2023)
- 70% below the defined benchmark in the base year for financed emissions in corporate investments (by end of 2023)
- Apeldoorn office energy neutral (by 2025)
- Real estate portfolio minimum energy label A (by 2027, three years ahead of schedule)
- Tilburg and Leeuwarden locations energy-neutral (by 2030)
🎯 Climate & Sustainability Targets
🔜 Short-term
- Climate-neutral business operations by 2030
- Average energy label A for mortgage portfolio by 2030
- At least 10% impact investments by 2025
- 32% reduction in financed emissions for corporate investments by 2025 (compared to 2020 benchmark)
- Develop engagement strategy for 25% of business insurance portfolio by 2025
📅 Medium-term
- 68% reduction in financed emissions for corporate investments by 2030 (compared to 2020 benchmark)
- Develop engagement strategy for 50% of business insurance portfolio by 2030
- Climate-neutral corporate investment portfolio by 2040
🔭 Long-term
- Climate-neutral investment portfolio by 2050
- Climate-neutral property and mortgage portfolios by 2050
- Climate-neutral insurance portfolio by 2050
- Climate-neutral business operations by 2030
🌱 ESG Focus Areas
Climate Change