- Declining and aging population
- Long-lasting low interest rate environment
- Growing entry of different industries into the banking industry
- Decreasing business locations
- Expanding cashless payment
- Advancing digitalization
- Increasing sustainability initiatives for environmental issues
- Volatile market environment due to forecast fiscal policies in Europe and the U.S. and the unstable political climate
Tochigi Bank
Greenhouse gas emissions & sustainability report data
Figures are as stated in the company's own report and may use different boundaries, units or methods (for example market-based vs location-based Scope 2), so compare with care.
📈 Emissions by Report Period
| Report period | Headline emissions figure reported |
|---|---|
| 2022-03 | 1.8K t-CO2 (FY2020) |
Each row is the headline figure extracted from a different report; scope coverage and methodology can change between years.
✅ Reported Environmental Achievements
- Target to reduce CO2 emissions by -70% by fiscal year 2030
🎯 Climate & Sustainability Targets
🔜 Short-term
- Increase sustainability finance to 85.0 billion yen or more by March 31, 2026
- Resolve 12 regional issues by March 31, 2026
- Percentage of female workers in managerial positions to be 16% or higher as of March 31, 2026
- Percentage of male bank employees who take childcare leave to be 80% or higher as of March 31, 2024
📅 Medium-term
- Reduce CO2 emissions by -70% by fiscal year 2030
- Achieve a consolidated ROE of 3.0% or higher in the final fiscal year of the 11th Medium-term Management Plan (FY2026)
- Long-term target for ROE is 5% or higher.
🌱 ESG Focus Areas
SustainabilityRegional DevelopmentHuman CapitalEnvironmental ConservationDiversity & Inclusion