- Achieving net-zero emissions for the maritime industry.
- Managing climate-related risks (changes in water levels, enforcement of environmental regulations, rise of vector-borne diseases).
- Managing risks associated with the transportation of electric vehicles.
- Ensuring data privacy and security.
- Addressing potential negative impacts on human rights and decent working conditions in the supply chain.
Assuranceforeningen Skuld (Gjensidig)
Greenhouse gas emissions & sustainability report data
In its 2023-02-20 to 2024-02-20 reporting, Assuranceforeningen Skuld (Gjensidig) disclosed greenhouse gas emissions of 47.63 Million t CO2e (Scope 3, 2022). By scope: Scope 2: 53.1 metric tonnes (2023); Scope 3: 47.63 Million t CO2e (2022). Figures are as stated in the company's own report and may use different boundaries, units or methods (for example market-based vs location-based Scope 2), so compare with care.
GHG Emissions
47.63 Million t CO2e (Scope 3, 2022)
2023-02-20 to 2024-02-20
📊 Emissions by Scope (2023-02-20 to 2024-02-20)
| Scope | What it covers | Reported value |
|---|---|---|
| Scope 2 | Indirect emissions from purchased electricity, steam, heat and cooling. | 53.1 metric tonnes (2023) |
| Scope 3 | Other indirect emissions across the value chain (purchased goods, business travel, use of sold products, etc.). | 47.63 Million t CO2e (2022) |
New to scopes? Read Scope 1, 2 and 3 emissions explained and market-based vs location-based Scope 2.
📈 Emissions by Report Period
| Report period | Headline emissions figure reported |
|---|---|
| 2023-02-20 to 2024-02-20 | 47.63 Million t CO2e (Scope 3, 2022) |
| 2021-02-20 to 2022-02-20 | 17.8K tCO2e/year (Scope 3 business travel) |
| 2020-02-20 to 2021-02-20 | 45 tCO2e (Scope 3 Business Travel) + 53.24 tCO2e (Scope 2) |
| 2019 | 546 tons CO2e (Scope 3, business travel) + 54.96 tons CO2e (Scope 2, selected offices) |
Each row is the headline figure extracted from a different report; scope coverage and methodology can change between years.
✅ Reported Environmental Achievements
- Reduced Scope 2 CO2 emissions by 19% compared to 2022 baseline (53.1 metric tonnes)
- Repurposed existing furniture in Oslo office reconstruction, preventing 49.8 metric tonnes of CO2 emissions
- First year of Scope 3 disclosure on Skuld’s mutual P&I and H&M portfolios.
- First year of reporting under the Poseidon Principles for Marine Insurance.
🎯 Climate & Sustainability Targets
🔜 Short-term
- Achieve 40% gender equality in all managerial and key positions by 2025.
- Achieve equal salaries between genders at all levels (excluding CEO) by 2025.
🔭 Long-term
- Support members and clients in achieving net-zero emissions by 2050.
🌱 ESG Focus Areas
DecarbonisationGood health and well-beingEmployee diversity and inclusionRisk managementGovernance, integrity and transparency