- Achieving ROE above the shareholders' equity cost is essential for improving our corporate value. Current ROE is below the shareholders' equity cost.
- Transition risks (risks associated with the transition to a decarbonized society) and physical risks (risks associated with severe natural disasters and extreme weather events)
Concordia Financial Group, Ltd.
Greenhouse gas emissions & sustainability report data
Figures are as stated in the company's own report and may use different boundaries, units or methods (for example market-based vs location-based Scope 2), so compare with care.
📈 Emissions by Report Period
| Report period | Headline emissions figure reported |
|---|---|
| 2022 | 4 million tons/year (Scope 3, domestic corporate lending) |
| 2019-2021 | 113.2K t-CO2eq/year (FY2021) |
Each row is the headline figure extracted from a different report; scope coverage and methodology can change between years.
✅ Reported Environmental Achievements
- Set carbon neutrality (Scopes 1 and 2) by FY2030 as a goal and are tackling this through efforts that include energy conservation and switching to real renewable energy for the electricity we ourselves contract for.
🎯 Climate & Sustainability Targets
🔜 Short-term
- Achieve 20% female managers by end of FY2024
- Achieve 38% female assistant managers or higher by end of FY2024
- Achieve 14% or higher mid-career hires in management positions by end of FY2024
📅 Medium-term
- Carbon neutrality (Scopes 1 and 2) by FY2030
- ROE of 7.0% in the next medium-term management plan period
🔭 Long-term
- ROE of 9.0%
🌱 ESG Focus Areas
Diversity, Equity, & InclusionClimate ChangeSustainabilityHuman Capital InvestmentCorporate Governance