- Low number of current accounts – high financing costs.
- Low profitability results in limited investments and high employee turnover.
- High interest rates on loans attract higher-risk clients.
- High NPL ratio.
Bank Ochrony Środowiska S.A.
Greenhouse gas emissions & sustainability report data
Figures are as stated in the company's own report and may use different boundaries, units or methods (for example market-based vs location-based Scope 2), so compare with care.
📈 Emissions by Report Period
| Report period | Headline emissions figure reported |
|---|---|
| 2024-2026 | 4.3m tCO2e/year |
| 2022 | 3.8K tCO2e/year (location-based) |
| 2020 | 3.87 thousand tons CO2eq |
Each row is the headline figure extracted from a different report; scope coverage and methodology can change between years.
✅ Reported Environmental Achievements
- Achieving energy balance by BOŚ.
- Climate neutrality for the Group in Scope 1 and 2 by 2030.
🎯 Climate & Sustainability Targets
📅 Medium-term
- Climate neutrality for the Group in Scope 1 and 2 by 2030.
🌱 ESG Focus Areas
Climate ChangeGreen FinanceEnvironmental SustainabilitySocial ResponsibilityGovernance