- Personal Data Risk
- Financial Risks (credit, liquidity, market)
- Climate Change Risks (physical and transition)
- Corruption Risks
- Cybersecurity Risks
- Environmental and Social Risks
FICOHSA FINANCIAL GROUP, S.A.
Greenhouse gas emissions & sustainability report data
In its 2023 reporting, FICOHSA FINANCIAL GROUP, S.A. disclosed greenhouse gas emissions of 8.8K tCO2e/year (verified). By scope: Scope 1: 2.2K tCO2e/year; Scope 2: 1.3K tCO2e/year; Scope 3: 5.3K tCO2e/year. Figures are as stated in the company's own report and may use different boundaries, units or methods (for example market-based vs location-based Scope 2), so compare with care.
GHG Emissions
8.8K tCO2e/year (verified)
2023
Renewable Energy
71% (in specific buildings and agencies)
of total energy
Water Usage
11.0K m3/year
2023
Waste
182.0K pounds/year
2023
Energy Use
9.6M kWh/year
2023
📊 Emissions by Scope (2023)
| Scope | What it covers | Reported value |
|---|---|---|
| Scope 1 | Direct emissions from sources the company owns or controls (fuel combustion, company vehicles, process and fugitive emissions). | 2.2K tCO2e/year |
| Scope 2 | Indirect emissions from purchased electricity, steam, heat and cooling. | 1.3K tCO2e/year |
| Scope 3 | Other indirect emissions across the value chain (purchased goods, business travel, use of sold products, etc.). | 5.3K tCO2e/year |
New to scopes? Read Scope 1, 2 and 3 emissions explained and market-based vs location-based Scope 2.
📈 Emissions by Report Period
| Report period | Headline emissions figure reported |
|---|---|
| 2023 | 8.8K tCO2e/year (verified) |
| 2022 | 8.8K tCO2e/year (Scope 1 2 and 3) |
Each row is the headline figure extracted from a different report; scope coverage and methodology can change between years.
✅ Reported Environmental Achievements
- 7.7% reduced ecological footprint in Honduras
- 1.2 million kilowatt hours (kWh) are produced annually through solar panels for FG installations
- 1.27% reduced energy consumption in Honduras
- 4.10% reduced water consumption per collaborator in Honduras and Nicaragua
- 4.71% reduced paper consumption per collaborator in the region
- 1,457 cases analyzed through the Environmental and Social Risk Analysis System (SARAS), 91.5% more than the previous year
- USD $229.2 million disbursed to date for green financing of 15 renewable energy projects (solar, wind, hydro, biomass)
- Main buildings in Honduras, Nicaragua, and Panama, in addition to 11 agencies work with solar panel power (5,499 mt2 of solar panels)
🎯 Climate & Sustainability Targets
🔜 Short-term
- Consolidate the process of evaluating assets submitted as collateral for cases subject to SARAS
- Integrate future updates established by CNBS socio-environmental management regulations and international parameters that can enrich the implementation of SARAS and support the development of sustainable banking
- Integrate SARAS with a regional perspective on climate change risk
📅 Medium-term
- Double the SME loan portfolio in the next five years, prioritizing the growth of women-led businesses
- Increase remittance banking penetration by at least 20% over the next five years
🔭 Long-term
- Carbon 0 roadmap
🌱 ESG Focus Areas
EnvironmentSocialGovernanceEconomic