- Shortage of skilled workers
- Decarbonization of the economy and investment/loan portfolio
- Identifying and managing climate-related risks (transition and physical)
- Integrating sustainability indicators into credit assessment for SMEs
- Data limitations in calculating Scope 3 emissions
Graubündner Kantonalbank
Greenhouse gas emissions & sustainability report data
In its 2023 reporting, Graubündner Kantonalbank disclosed greenhouse gas emissions of 562 tCO2e/year (operational). By scope: Scope 1: 208 tCO2e/year; Scope 2: 68 tCO2e/year; Scope 3: 286 tCO2e/year. Figures are as stated in the company's own report and may use different boundaries, units or methods (for example market-based vs location-based Scope 2), so compare with care.
GHG Emissions
562 tCO2e/year (operational)
2023
Renewable Energy
73%
of total energy
Water Usage
16.2K m3/year
2023
Waste
199 tons/year
2023
Energy Use
24.6M MJ/year
2023
📊 Emissions by Scope (2023)
| Scope | What it covers | Reported value |
|---|---|---|
| Scope 1 | Direct emissions from sources the company owns or controls (fuel combustion, company vehicles, process and fugitive emissions). | 208 tCO2e/year |
| Scope 2 | Indirect emissions from purchased electricity, steam, heat and cooling. | 68 tCO2e/year |
| Scope 3 | Other indirect emissions across the value chain (purchased goods, business travel, use of sold products, etc.). | 286 tCO2e/year |
New to scopes? Read Scope 1, 2 and 3 emissions explained and market-based vs location-based Scope 2.
📈 Emissions by Report Period
| Report period | Headline emissions figure reported |
|---|---|
| 2023 | 562 tCO2e/year (operational) |
| 2022 | 616 tCO2e/year |
| 2021 | 540 tCO2e/year |
Each row is the headline figure extracted from a different report; scope coverage and methodology can change between years.
✅ Reported Environmental Achievements
- Reduced CO2 emissions by 65.2% since 2010 in operations; uses 100% renewable energy for own operations since 2013; issued two green bonds totaling CHF 300 million to finance green projects.
- Reduced direct energy consumption by 23.7% since 2010.
🎯 Climate & Sustainability Targets
🔜 Short-term
- Reduce absolute operational greenhouse gas emissions by 40% and direct energy consumption by 25% by 2025 (compared to 2010)
- Achieve minimum Kununu employer rating of 4.5
📅 Medium-term
- Reduce CO2 emissions of GKB funds and asset management mandates by at least 35% by 2030
- Reduce CO2 emissions on existing residential mortgage portfolio by 12.5% by 2030
- Keep lending volume low for large and syndicated loans that violate sustainability criteria (<1% of total client lending limits)
🔭 Long-term
- Paris-aligned 2050 in investment business
🌱 ESG Focus Areas
Sustainable lending businessSustainable investment businessEmployer attractiveness and employee training and educationCompliance (money laundering, competitive behavior, tax compliance)Data protection, data security, and cybersecurity