- High food inflation impacting consumers.
- Credit risk (mitigated by proprietary data and AI).
- Cybersecurity threats (mitigated by robust security measures and regular testing).
- Data breaches (mitigated by strong data management and privacy oversight).
- Corruption risks (mitigated by Anti-Corruption Policy and training).
- Slight increase in energy and fuel consumption in 2023 (due to new generator sets).
- 41% year-over-year increase in water use in 2023 (due to new office facilities).
JSC Kaspi.kz
Greenhouse gas emissions & sustainability report data
In its 2023 reporting, JSC Kaspi.kz disclosed greenhouse gas emissions of 141.5K tonnes CO2e (Scope 1 & 2). By scope: Scope 1: 103.1 tonnes CO2e; Scope 2: 74.3K tonnes CO2e. Figures are as stated in the company's own report and may use different boundaries, units or methods (for example market-based vs location-based Scope 2), so compare with care.
GHG Emissions
141.5K tonnes CO2e (Scope 1 & 2)
2023
📊 Emissions by Scope (2023)
| Scope | What it covers | Reported value |
|---|---|---|
| Scope 1 | Direct emissions from sources the company owns or controls (fuel combustion, company vehicles, process and fugitive emissions). | 103.1 tonnes CO2e |
| Scope 2 | Indirect emissions from purchased electricity, steam, heat and cooling. | 74.3K tonnes CO2e |
New to scopes? Read Scope 1, 2 and 3 emissions explained and market-based vs location-based Scope 2.
📈 Emissions by Report Period
| Report period | Headline emissions figure reported |
|---|---|
| 2023 | 141.5K tonnes CO2e (Scope 1 & 2) |
| 2022 | 60.9 tonnes CO2e (Scope 1 & 2) |
Each row is the headline figure extracted from a different report; scope coverage and methodology can change between years.
✅ Reported Environmental Achievements
- Despite rapid growth, our carbon footprint has declined over the last three years.
- Reduced paper consumption by 1.5 thousand tonnes by eliminating the need to sign more than 54 million documents.
- Reduced paper consumption by 145 tons by introducing POS devices, ATMs and self-service-kiosks without printing checks.
- Reduced paper consumption by 271 tons through electronic receipts.
- Recycled 16.6 thousand reams of paper (40 tons) or 32% of total office paper consumed.
- Used 9,553 kg of recyclable PVC to produce 1.9 million cards (57% less than in 2022).
- Retired 67 tons of equipment for responsible e-waste recycling.
- Estimated reduction in CO2 emissions equivalent to 77K tonnes through Kaspi e-Commerce.
- Estimated reduction in CO2 emissions by 6.4 million tons through Kaspi Postomats.
🌱 ESG Focus Areas
Social InnovationResponsible Business PracticesEmployees & CultureEnvironmental Sustainability