- Geopolitical developments (war in Ukraine) and inflationary pressure affecting customers' ability to repay loans.
- High interest rate volatility impacting net interest margin stability.
- High demand on the organization due to increased regulatory and supervisory pressure.
- Cybercrime and criminal threats.
- Scarce competences and permanent employability of employees.
- Insufficient change capacity of the organization.
- Inadequate data and IT systems.
- Insufficient understanding of the risk profile within the organization.
- Operational risk remains outside risk appetite.
- Compliance risk remains outside risk appetite.
de Volksbank N.V.
Greenhouse gas emissions & sustainability report data
Figures are as stated in the company's own report and may use different boundaries, units or methods (for example market-based vs location-based Scope 2), so compare with care.
📈 Emissions by Report Period
| Report period | Headline emissions figure reported |
|---|---|
| 2021 | 1.3K kilotons CO2e (financed) |
Each row is the headline figure extracted from a different report; scope coverage and methodology can change between years.
✅ Reported Environmental Achievements
- Reached envisioned annual growth of climate neutrality.
🌱 ESG Focus Areas
SustainabilityEnvironmental RiskSocial RiskGovernance Risk