- Data quality limitations in calculating climate footprint from investments and loans.
- Lack of a precise baseline for measuring climate impact.
- Difficulty in obtaining individual data for climate footprint from loans.
Kreditbanken
Greenhouse gas emissions & sustainability report data
In its 2023 reporting, Kreditbanken disclosed greenhouse gas emissions of 61.4 tCO2e. By scope: Scope 1: 20.0 tCO2e; Scope 2: 41.4 tCO2e. Figures are as stated in the company's own report and may use different boundaries, units or methods (for example market-based vs location-based Scope 2), so compare with care.
GHG Emissions
61.4 tCO2e
2023
Water Usage
643 m3
2023
Energy Use
2.3K GJ
2023
📊 Emissions by Scope (2023)
| Scope | What it covers | Reported value |
|---|---|---|
| Scope 1 | Direct emissions from sources the company owns or controls (fuel combustion, company vehicles, process and fugitive emissions). | 20.0 tCO2e |
| Scope 2 | Indirect emissions from purchased electricity, steam, heat and cooling. | 41.4 tCO2e |
New to scopes? Read Scope 1, 2 and 3 emissions explained and market-based vs location-based Scope 2.
📈 Emissions by Report Period
| Report period | Headline emissions figure reported |
|---|---|
| 2023 | 61.4 tCO2e |
| 2022 | 13.7K tCO2e (from loans) + 2948 tCO2e (from investments) |
| 2021 | 4.1K tCO2e (from pooled investments) |
Each row is the headline figure extracted from a different report; scope coverage and methodology can change between years.
✅ Reported Environmental Achievements
- Replaced almost all light sources with LED.
- Renovated headquarters in Aabenraa and branch in Tønder with a sustainable focus.
- Minimized printing.
- Encouraged carpooling and virtual meetings.
- Purchased green electricity from wind and hydropower.
🎯 Climate & Sustainability Targets
🔜 Short-term
- Improve data for emissions calculations and establish a baseline for setting reduction targets (2024).
📅 Medium-term
- Reduce carbon emissions from Scope 1 and 2.
- Increase the number of green products.
- Integrate ESG into customer advice.
🔭 Long-term
- Achieve gender balance of at least 40% in the board and other management levels by 2028.
🌱 ESG Focus Areas
Climate ChangeDiversity & InclusionGovernanceCommunity EngagementEthical Business Practices