- Higher provision requirements in the loan portfolio, resulting in lower net income compared to the previous year.
- Significant increase in the expense of provisions related to higher provision requirements in the loan portfolio.
- High volatility in the financial markets impacting Interseguro's results.
- Climate change risks and natural disasters causing economic and welfare losses in Peru.
- Cybersecurity risks increased significantly due to remote working arrangements and increased use of digital channels.
Intercorp Financial Services (IFS)
Greenhouse gas emissions & sustainability report data
In its 2022 reporting, Intercorp Financial Services (IFS) disclosed greenhouse gas emissions of 12.3K tCO2e/year (location based). By scope: Scope 1: 419.49 tCO2e/year; Scope 2: 3.0K tCO2e/year (location based); Scope 3: 8.9K tCO2e/year. Figures are as stated in the company's own report and may use different boundaries, units or methods (for example market-based vs location-based Scope 2), so compare with care.
GHG Emissions
12.3K tCO2e/year (location based)
2022
Water Usage
0.147922 million m3/year
2022
Waste
79.42 tons/year
2022
Energy Use
15.8K MWh/year
2022
📊 Emissions by Scope (2022)
| Scope | What it covers | Reported value |
|---|---|---|
| Scope 1 | Direct emissions from sources the company owns or controls (fuel combustion, company vehicles, process and fugitive emissions). | 419.49 tCO2e/year |
| Scope 2 | Indirect emissions from purchased electricity, steam, heat and cooling. | 3.0K tCO2e/year (location based) |
| Scope 3 | Other indirect emissions across the value chain (purchased goods, business travel, use of sold products, etc.). | 8.9K tCO2e/year |
New to scopes? Read Scope 1, 2 and 3 emissions explained and market-based vs location-based Scope 2.
📈 Emissions by Report Period
| Report period | Headline emissions figure reported |
|---|---|
| 2022 | 12.3K tCO2e/year (location based) |
| 2021 | 2.2K tCO2e |
Each row is the headline figure extracted from a different report; scope coverage and methodology can change between years.
✅ Reported Environmental Achievements
- Interbank disbursed US$167 million in sustainable finance transactions.
- Interbank initiated the process of integrating the Equator Principles and IFC Performance Standards into its corporate lending environmental and social risk management process.
- Interbank reduced total energy consumption by 45% since 2019.
- Interbank carried out its first offset with certified renewable energy (REC) in its two main offices.
🎯 Climate & Sustainability Targets
🔜 Short-term
- Achieve 25% female representation in STEM-related positions by 2025.
📅 Medium-term
- Reach 30% female representation in STEM-related positions by 2030.
- Reach 15% of Interbank’s corporate credit portfolio with a positive impact on the environment by 2026.
- Implement the first phase of the integration of climate risk methodology into Interbank’s credit assessment by 2026.
🔭 Long-term
- Achieve carbon neutrality in IFS’ own operations by 2032.
- Achieve net zero emissions by 2050.
🌱 ESG Focus Areas
Climate ChangeDiversity, Equity, and InclusionFinancial InclusionCorporate GovernanceEco-efficiencySustainable FinanceRisk ManagementHuman Rights