- Deposit mobilisation and cost management challenges.
- Increased share of bulk deposits and premium interest rates.
- Scope 3 emissions and energy efficiency improvements needed.
ESAF Small Finance Bank Ltd.
Greenhouse gas emissions & sustainability report data
In its 2023-04 to 2024-03 reporting, ESAF Small Finance Bank Ltd. disclosed greenhouse gas emissions of 36.7K tCO2e/year (Scope 2) + 15.88 tCO2e/year (Scope 1). By scope: Scope 1: 15.88 tCO2e/year; Scope 2: 36.7K tCO2e/year. Figures are as stated in the company's own report and may use different boundaries, units or methods (for example market-based vs location-based Scope 2), so compare with care.
GHG Emissions
36.7K tCO2e/year (Scope 2) + 15.88 tCO2e/year (Scope 1)
2023-04 to 2024-03
Water Usage
77.3K m3/year
2023-04 to 2024-03
Waste
34.4 tons/year
2023-04 to 2024-03
Energy Use
184.9K GJ/year
2023-04 to 2024-03
📊 Emissions by Scope (2023-04 to 2024-03)
| Scope | What it covers | Reported value |
|---|---|---|
| Scope 1 | Direct emissions from sources the company owns or controls (fuel combustion, company vehicles, process and fugitive emissions). | 15.88 tCO2e/year |
| Scope 2 | Indirect emissions from purchased electricity, steam, heat and cooling. | 36.7K tCO2e/year |
New to scopes? Read Scope 1, 2 and 3 emissions explained and market-based vs location-based Scope 2.
📈 Emissions by Report Period
| Report period | Headline emissions figure reported |
|---|---|
| 2023-04 to 2024-03 | 36.7K tCO2e/year (Scope 2) + 15.88 tCO2e/year (Scope 1) |
| 2019-04 to 2020-09 | 430.4K tonnes CO2 reduction |
Each row is the headline figure extracted from a different report; scope coverage and methodology can change between years.
✅ Reported Environmental Achievements
- Launched impactful measures, including financing clean energy projects and reducing carbon footprint through energy-efficient practices.
- Ambitious goal to install 200,000 renewable energy systems by 2027 (1 GW capacity).
🎯 Climate & Sustainability Targets
📅 Medium-term
- Impacting 10 million direct customers through SDGs by 2027
- Fostering local sustainable economic growth through 1 million JLGs by 2027
- Fostering food security through financial services to 5 million farmers by 2027
- Fostering energy security through 200,000 renewable energy installations (1 GW) by 2027
🌱 ESG Focus Areas
Financial InclusionSustainabilityLong-term Value CreationGender DiversityEnvironmental StewardshipEthical Governance