- Inefficiency in debt collection processes.
- Difficulty in predicting and quantifying the impact of ESG risks.
- Need for improved data collection and analysis for comprehensive ESG reporting.
Integrated System Credit Consulting Fintech s.p.a. (ISCC Fintech)
Greenhouse gas emissions & sustainability report data
In its 2023 reporting, Integrated System Credit Consulting Fintech s.p.a. (ISCC Fintech) disclosed greenhouse gas emissions of 35.16 tCO2e/year (2023). By scope: Scope 1: 19.89 tCO2e/year (2023); Scope 2: 14 tCO2e/year (2023). Figures are as stated in the company's own report and may use different boundaries, units or methods (for example market-based vs location-based Scope 2), so compare with care.
GHG Emissions
35.16 tCO2e/year (2023)
2023
Energy Use
42.5K Kwh/year (2023)
2023
📊 Emissions by Scope (2023)
| Scope | What it covers | Reported value |
|---|---|---|
| Scope 1 | Direct emissions from sources the company owns or controls (fuel combustion, company vehicles, process and fugitive emissions). | 19.89 tCO2e/year (2023) |
| Scope 2 | Indirect emissions from purchased electricity, steam, heat and cooling. | 14 tCO2e/year (2023) |
New to scopes? Read Scope 1, 2 and 3 emissions explained and market-based vs location-based Scope 2.
✅ Reported Environmental Achievements
- Reduced energy consumption from 50,156 kWh in 2022 to 42,488 kWh in 2023.
- Reduced Scope 1 emissions (gas for heating) from 21.22 tons CO2 to 19.89 tons CO2.
- Reduced Scope 2 emissions (electricity) from 13.94 tons CO2 to 14 tons CO2 (Note: slight increase, needs further explanation).
🎯 Climate & Sustainability Targets
🔜 Short-term
- Introduce "ESG risk" into the Risk Framework by 2024.
- Implement a "Zero-Waste in the Workplace" protocol by 2024.
- Conduct regular employee satisfaction surveys starting in 2024.
📅 Medium-term
- Reduce energy consumption and promote renewable energy use (2024-2026).
- Implement a DEI policy (2024-2026).
- Achieve B Corp certification (timeline not specified).
🔭 Long-term
- Expand portfolio acquisitions to include Stage 2 credits, particularly by 2030.
🌱 ESG Focus Areas
Ethical Debt CollectionSustainable Credit ManagementFinancial Re-educationEmployee Well-beingEnvironmental Responsibility