- Population decline in Shiga Prefecture.
- Climate change and its impact on the regional economy.
- Lack of business successors.
- Need to improve ROE and OHR.
- Maintaining a balance between risk-taking and soundness.
Shiga Bank, Ltd.
Greenhouse gas emissions & sustainability report data
In its Year ended March 31, 2024 reporting, Shiga Bank, Ltd. disclosed greenhouse gas emissions of 16.5M tCO2e/year (Scope 3). By scope: Scope 1: 620 tCO2e/year; Scope 2: 3.4K tCO2e/year (location-based) 5871 tCO2e/year (market-based); Scope 3: 16.5M tCO2e/year. Figures are as stated in the company's own report and may use different boundaries, units or methods (for example market-based vs location-based Scope 2), so compare with care.
GHG Emissions
16.5M tCO2e/year (Scope 3)
Year ended March 31, 2024
Water Usage
84 m3/year
Year ended March 31, 2024
Energy Use
13.4K MWh/year
Year ended March 31, 2024
📊 Emissions by Scope (Year ended March 31, 2024)
| Scope | What it covers | Reported value |
|---|---|---|
| Scope 1 | Direct emissions from sources the company owns or controls (fuel combustion, company vehicles, process and fugitive emissions). | 620 tCO2e/year |
| Scope 2 | Indirect emissions from purchased electricity, steam, heat and cooling. | 3.4K tCO2e/year (location-based) 5871 tCO2e/year (market-based) |
| Scope 3 | Other indirect emissions across the value chain (purchased goods, business travel, use of sold products, etc.). | 16.5M tCO2e/year |
New to scopes? Read Scope 1, 2 and 3 emissions explained and market-based vs location-based Scope 2.
📈 Emissions by Report Period
| Report period | Headline emissions figure reported |
|---|---|
| Year ended March 31, 2024 | 16.5M tCO2e/year (Scope 3) |
| 2023 | 3.1K tCO2e/year (2023) |
| 2022 | 5.4K tCO2e/year (Scope 1 & 2) |
Each row is the headline figure extracted from a different report; scope coverage and methodology can change between years.
✅ Reported Environmental Achievements
- Reduced CO2 emissions by 44.3% from fiscal year 2018 (Scope 1+2)
- Established Shigagin Energy Co., Ltd., a wholly-owned subsidiary for energy business and GX initiatives.
- Launched "Mirai-Yoshi Support," a CO2 emissions calculation and management service.
- Introduced "Shigagin Super Housing Loan, Mirai-Yoshi," a loan product with near-zero interest for installing solar panels, batteries, and fuel cells.
🎯 Climate & Sustainability Targets
🔜 Short-term
- Achieve net zero greenhouse gas emissions (Scope 1 + Scope 2) by fiscal year ending March 31, 2029.
📅 Medium-term
- Achieve ROE of 5% or more by fiscal year 2028.
- Achieve ROE of 8% or more over the medium to long term.
- Increase in real gross prefectural product and employment in Shiga Prefecture.
- Control of population decline, increases in related population and exchange population in Shiga Prefecture.
🔭 Long-term
- Achieve a carbon-neutral society by 2050.
🌱 ESG Focus Areas
DecarbonizationRegional RevitalizationHuman Capital DevelopmentBiodiversity PreservationSustainable Finance