- Delayed and uneven rainfall, extreme weather events and climate change leading to inconsistent rural output and vulnerability
- Change in customer behaviour due to social-political changes
- Over-leveraging in certain geographical areas
- Increasing competition leading to diverse lender practices impacting customer credit behaviour and discipline
- Decreasing soil productivity impacting agri-dependent activities
- Customer migration to cities
- Regulatory risks
CreditAccess Grameen Limited
Greenhouse gas emissions & sustainability report data
In its 2023-04 to 2024-03 reporting, CreditAccess Grameen Limited disclosed greenhouse gas emissions of 17.4K tCO2e. By scope: Scope 1: 124.29 tCO2e; Scope 2: 4.3K tCO2e; Scope 3: 13.0K tCO2e. Figures are as stated in the company's own report and may use different boundaries, units or methods (for example market-based vs location-based Scope 2), so compare with care.
GHG Emissions
17.4K tCO2e
2023-04 to 2024-03
Waste
1.87 metric tons of e-waste
2023-04 to 2024-03
📊 Emissions by Scope (2023-04 to 2024-03)
| Scope | What it covers | Reported value |
|---|---|---|
| Scope 1 | Direct emissions from sources the company owns or controls (fuel combustion, company vehicles, process and fugitive emissions). | 124.29 tCO2e |
| Scope 2 | Indirect emissions from purchased electricity, steam, heat and cooling. | 4.3K tCO2e |
| Scope 3 | Other indirect emissions across the value chain (purchased goods, business travel, use of sold products, etc.). | 13.0K tCO2e |
New to scopes? Read Scope 1, 2 and 3 emissions explained and market-based vs location-based Scope 2.
📈 Emissions by Report Period
| Report period | Headline emissions figure reported |
|---|---|
| 2023-04 to 2024-03 | 17.4K tCO2e |
| 2021-04 to 2022-03 | 8.6K tCO2e/year |
Each row is the headline figure extracted from a different report; scope coverage and methodology can change between years.
✅ Reported Environmental Achievements
- Loans compliant with internal ESMS framework & IFC performance standards
- Scope 1 Emissions Intensity: 0.01 tCO2e/FTE
- Scope 2 Emissions Intensity: 0.22 tCO2/FTE
- Scope 3 Emissions Intensity: 0.67 tCO2/FTE
- Energy Intensity: 12.94 GJ/FTE
- 1.87 metric tons of e-waste safely disposed
🎯 Climate & Sustainability Targets
🔭 Long-term
- Net Zero operations
🌱 ESG Focus Areas
Financial InclusionFinancial LiteracyLocal Employment GenerationPositive Social/Environmental Impact of Products/ServicesPositive Customer ExperienceEconomic PerformanceSocial Credit RatingInnovative Products and ServicesDigitizationEquality and DiversitySustainable Business StrategyCommunity DevelopmentEmployee Training and DevelopmentBrand and Reputation ManagementHuman RightsCorporate Ethics and IntegrityRegulatory ComplianceGovernance Risk ManagementWaste ManagementEmployee Health and Well-beingEffect of climate change on DebtClimate Change and GHG emissionsData security and privacy