- Difficult business environment from April 2022 due to macroeconomic deterioration, unsteady political milieu, sovereign downgrade, sharp depreciation of the rupee, fuel shortages, power cuts, import restrictions, hyperinflation, and political uncertainty.
- Extremely high-interest rate regime, decline in credit appetite, and constrained loan book growth leading to a decline in Net Interest Margins.
- Negative performance in the Bourse resulting in fair value losses and impairment provisions on the Margin Trading portfolio.
- Challenges in maintaining financial performance and healthy portfolio management.
- Rising inflation, declining household incomes, and receding disposable income impacting recoveries.
- Impact of rupee depreciation, import restrictions, and challenges on USD-denominated payments and operational costs.
- Severe impact on the second-hand vehicle market and decline in demand for leasing and loans.
- Limited access to customers due to socio-economic turbulences and fuel crises.
Merchant Bank of Sri Lanka & Finance PLC
Greenhouse gas emissions & sustainability report data
Figures are as stated in the company's own report and may use different boundaries, units or methods (for example market-based vs location-based Scope 2), so compare with care.
📈 Emissions by Report Period
| Report period | Headline emissions figure reported |
|---|---|
| 2019 | 141.8K kg/year |
| 2017 | 109.4K kg |
Each row is the headline figure extracted from a different report; scope coverage and methodology can change between years.
🎯 Climate & Sustainability Targets
📅 Medium-term
- Long-term plan for attaining sustainable financing goals up to 2030.
🌱 ESG Focus Areas
Sustainable finance