- High levels of poverty and income inequality in Panama, particularly in rural and indigenous areas.
- Economic vulnerability of micro-entrepreneurs, with unstable incomes and difficulty covering expenses.
- Digital poverty affecting access to technology and digital skills.
- Vulnerability to climate change impacts, such as droughts and floods.
- High levels of informal employment.
Microserfin
Greenhouse gas emissions & sustainability report data
In its 2023 reporting, Microserfin disclosed greenhouse gas emissions of 109 tCO2e. Figures are as stated in the company's own report and may use different boundaries, units or methods (for example market-based vs location-based Scope 2), so compare with care.
GHG Emissions
109 tCO2e
2023
Water Usage
192 m3
2023
Waste
3.1K kg of paper
2023
Energy Use
330.5K kWh
2023
✅ Reported Environmental Achievements
- Reduced carbon footprint through efficient resource use (energy, water, paper), promoting recycling, and installing renewable energy sources.
- Implemented a green credit product supporting renewable energy and efficient irrigation solutions.
🌱 ESG Focus Areas
EnvironmentalSocialGovernance