- NIM compression from sustained deposit price competition
- Global macroeconomic uncertainties (interest rates, inflation, geopolitical tensions)
- Cybersecurity and fraud risks
- Heightened competition from digital banks and non-bank financial services
CIMB Group Holdings Berhad
Greenhouse gas emissions & sustainability report data
Figures are as stated in the company's own report and may use different boundaries, units or methods (for example market-based vs location-based Scope 2), so compare with care.
📈 Emissions by Report Period
| Report period | Headline emissions figure reported |
|---|---|
| 2020 | 84.1K tCO2e/year |
| 2019 | 78.0K tCO2e/year |
Each row is the headline figure extracted from a different report; scope coverage and methodology can change between years.
✅ Reported Environmental Achievements
- 26% Reduction in Scope 1 and Scope 2 GHG Emissions (vs 2019 baseline)
- Published 2030 Paris-aligned targets for our Power and Palm Oil Portfolios. First bank globally to announce Paris-aligned targets for Palm Oil, and first in Malaysia for Power
- Mobilised over RM86.2 billion in Green, Social, Sustainable Impact Products and Services since 2021. Tripled our sustainable finance target to RM100 billion by 2024
- Introduced Malaysia’s first comprehensive Sustainability-Linked Financing proposition for SMEs
🎯 Climate & Sustainability Targets
🔜 Short-term
- Reduce water consumption by 10% by 2025
📅 Medium-term
- Achieve 30% renewable energy by 2030
- Overall Net Zero GHG by 2050 (including Scope 3 financed emissions)
🔭 Long-term
- Net zero emissions by 2050
🌱 ESG Focus Areas
Sustainable and responsible financeClimate changeGovernance and ethicsDiversity and inclusionCybersecurity and data privacyCustomer experienceFinancial inclusion and literacyBiodiversity and ecosystem integrityRisk management and business resilienceTalent attraction, growth and retentionDigitalisation and innovationCorporate citizenshipHuman rights